AN ANALYSIS OF OLDER PERSONS' ISSUES WITH DIGITAL BANKING, WITH A FOCUS ON AKOLA CITY

Authors

  • Shraddha Rameshwar Gondchwar Shri Sant Gajanan Maharaj College of Engineering
  • Vishal V. Patil Shri Sant Gajanan Maharaj College of Engineering

DOI:

https://doi.org/10.59415/mjacs.v3i3.196

Keywords:

digital banking, problems of older persons regarding digital banking, types of digital banking services, awareness.

Abstract

The aim of these research paper is to study on digital banking problems faced by senior citizens with special reference with Akola city. By studding this topic senior citizens will get to know how to reduce their problems. The age of senior citizen is considered in research are 60 or above 60. This research is descriptive type of research and for research use simple random sampling technique and sample size are limited is 100 sample. This result shows the variety of view point of senior citizens related to digital banking services. Some senior citizens view point in variable of digital banking and some are opposite to digital banking to find out that unfavorable view towards digital banking this research is help to identify and identify the solution on that. As digital banking becomes increasingly prevalent in modern society, it presents both opportunities and challenges, particularly for senior citizens who may encounter unique barriers to adoption and usage. The findings shed light on the obstacles hindering senior citizens’ access to and utilization of digital banking services, including issues related to usability, trust, accessibility, and awareness. Specifically, this study looks at the difficulties senior citizens in Akola city face with digital banking.

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Author Biographies

Shraddha Rameshwar Gondchwar, Shri Sant Gajanan Maharaj College of Engineering

PG Student, Shri Sant Gajanan Maharaj College of Engineering, Shegaon

Vishal V. Patil, Shri Sant Gajanan Maharaj College of Engineering

Asst. Prof., Shri Sant Gajanan Maharaj College of Engineering, Shegaon

References

Arora, R., & Datta, R. (2021). Digital Banking Adoption and Usage Behavior: A Study of Senior Citizens in Delhi NCR.

Badoni, A., & Badoni, P. R. (Year). An approach of senior citizens toward e-banking services in Dehradun district of Uttarakhand.

Gandhi, M., & Kumar, R. (2021). Challenges and Opportunities of Digital Banking Adoption among Elderly Customers in Jaipur, Rajasthan.

Gupta, P., & Verma, R. (2020). Impact of Demographic Factors on Digital Banking Adoption among Senior Citizens in Mumbai, Maharashtra.

Ingle, D. V. (2020, March). A Study of Customer Satisfaction Of E-Banking: Specific Relevance to State Bank of India Akola (MS).

Kumar, P., & Kumar, A. (2022). Understanding Digital Banking Preferences and Needs of Senior Citizens: A Case Study of Lucknow, Uttar Pradesh.

Magar, S. A., & Khedkar, A. A. (2020). Exploring the Challenges Faced by Senior Citizens in Rural Maharashtra in Adopting Digital Banking.

Singh, S., & Jain, D. (2019). Role of Government Policies in Promoting Digital Banking Adoption among Senior Citizens in Bhopal, Madhya Pradesh.

Srinivasan, K., & Patro, P. K. (2019). Assessing the Perceived Usefulness and Ease of Use of Mobile Banking Applications among Elderly Users in Chennai.

Veena, V. B. (2022). Effect of Digital Banking Acceptance on Digital Banking Usage.

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Published

2025-09-10

How to Cite

Shraddha Rameshwar Gondchwar, & Vishal V. Patil. (2025). AN ANALYSIS OF OLDER PERSONS’ ISSUES WITH DIGITAL BANKING, WITH A FOCUS ON AKOLA CITY. MLAC Journal for Arts, Commerce and Sciences (m-JACS) ISSN: 2584-1920, 3(3), 24–30. https://doi.org/10.59415/mjacs.v3i3.196

Issue

Section

Research & Innovation In Commerce and Management – Recent Initiative

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