FINANCIAL INCLUSION AND ENTREPRENEURSHIP FOR ECONOMIC EMPOWERMENT OF TRANSGENDERS

Sunil Kumar S

doi:10.59415/mjacs.304

FINANCIAL INCLUSION AND ENTREPRENEURSHIP FOR ECONOMIC EMPOWERMENT OF TRANSGENDERS

Authors

Sunil Kumar S Government First Grade College Vemagal https://orcid.org/0009-0006-8429-1563

DOI:

https://doi.org/10.59415/mjacs.304

Keywords:

Financial inclusion, Transgender entrepreneurship, Economic empowerment, Social equity, Inclusive finance

Abstract

Transgender persons in India and across the globe continue to face economic marginalization due to systemic exclusion, stigma, and lack of institutional support. Financial inclusion and entrepreneurship can act as catalysts for their social and economic empowerment. This paper examines the link between financial inclusion and entrepreneurship in creating livelihood opportunities for the transgender community, highlights barriers they face in accessing mainstream financial services, and suggests strategies for policymakers, financial institutions, and civil society to strengthen inclusive growth.

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Author Biography

Sunil Kumar S, Government First Grade College Vemagal

Assistant Professor, Government First Grade College Vemagal – Kolar District

References

Bhat, A., Raghavendra, P., & Ramesh, S. (2021). Transgender inclusion and the Indian economy: Challenges and opportunities. Journal of Social Inclusion Studies, 7(2), 113–129.

International Labour Organization. (2019). Empowering LGBTI people in the world of work. International Labour Organization.

Ministry of Social Justice and Empowerment. (2022). SMILE scheme guidelines. Government of India.

Naz Foundation. (2019). Economic empowerment initiatives for transgender persons. Naz Foundation India Trust.

Reserve Bank of India. (2020). Financial inclusion and development: A policy perspective. RBI Bulletin. Reserve Bank of India.

Singh, R., & Sinha, S. (2020). Barriers to financial inclusion of transgender persons in India. Economic & Political Weekly, 55(43), 45–52.

United Nations Development Programme. (2018). Legal gender recognition: A multi-country legal review. United Nations Development Programme.

World Bank. (2017). The Global Findex Database 2017: Measuring financial inclusion and the fintech revolution. World Bank.

Yunus, M. (2007). Creating a world without poverty: Social business and the future of capitalism. PublicAffairs.

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Published

2026-01-10

How to Cite

Sunil Kumar S. (2026). FINANCIAL INCLUSION AND ENTREPRENEURSHIP FOR ECONOMIC EMPOWERMENT OF TRANSGENDERS. MLAC Journal for Arts, Commerce and Sciences (m-JACS) ISSN: 2584-1920, 4(5), 55–57. https://doi.org/10.59415/mjacs.304

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Issue

Vol. 4 No. 5 (2026): Special Issue on SUSTAINABLE DEVELOPMENT GOALS, January 2026

Section

Articles

ARK

https://n2t.net/ark:/26340/MJACS.v4i5.304

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