Rosaline Jayanthi, Tejas Kumar N and Sri Lakshmi K R 2026. ADVANCEMENT OF TECHNOLOGIES IN FINTECH: AN ANALYSIS ON CUSTOMER ADOPTION AND EXPERIENCE WITH PARTICULAR TO BENGALURU CITY. mLAC Journal for Arts, Commerce and Sciences (m-JACS) ISSN: 2584-1920. 4, 1 (Mar. 2026), 10–23. DOI:https://doi.org/10.59415/mjacs.316.